How Does It Work?

You make funeral arrangements with a participating funeral home and fill out the Sure Trust™ paperwork indicating the insurance policy(ies) you wish to assign to cover the cost of the funeral selected.

When Sure Trust™ receives your application and insurance policy or policies, an account confirmation is sent to you. Sure Trust™ then processes an assignment of ownership and beneficiary of the policy to the Trustees. Once the ownership/beneficiary assignments are completed, Sure Trust™ again confirms the assignment with you in writing. You will also receive an annual statement detailing the status of your account.

A $50 non-refundable set-up fee for each policy is due with application. And, there is an administrative charge of $10 per policy per quarter, beginning in the fifth quarter after assignment.

At the time of death, Sure Trust™ processes the insurance claim and pays the funeral director for the goods and services delivered. Sure Trust™ then pays the named beneficiaries any excess proceeds, minus any administration fees due.

If you change your mind and cancel assignment(s), you may be subject to cancellation fees.

Who Should Use Sure Trust™?